Life Insurance
Agent Licensing

We’ve partnered with REMIC, Canada’s leading Financial Services Educator, to provide best-in-class training.
Get certified in as little as two weeks with REMIC’s
Harmonized Life Licensing Qualification Program (HLLQP)

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your career with

United Life Financial

Why Join United Life Financial?

Insurance & Investments Made Easy, Smarter & More Rewarding
At United Life Financial, we make insurance and investment solutions simple—for our clients and for the agents who represent us. Join us and experience a smarter, more rewarding way to grow your career.

Supportive Environment

Be part of a team that values your success and supports your growth.

Flexible Career

Build your business your way with full control of your schedule.

Attractive Earnings

Competitive commissions and incentives to reward your performance.

Training & Tools

Access expert training, modern tools, and online platforms to work efficiently.

Comprehensive Products

Offer a full range of insurance and investment solutions to meet your clients’ needs.

BECOMING A

life insurance agent

4 STEPS TO GET LICENSED

Pass the Course

This qualifies you to write the 4 provincial licensing exams

Pass the Exams

These are in the same format as the certification exams

Get Sponsored

Your company will sponsor you before starting the licensing process

Get Licensed

The life insurance company will apply to the regulator
GuaranteedPass™

Zero Risk.
Your Success, Secured.

If you don’t pass your provincial licensing exams,
you can re-take the course for free.

View full policy →

12-Month Protection

Re-enroll anytime within a year.

Bonus Live Webinars

Expert-led sessions, always free.

Real Support

We guide you all the way to licensing.

Licensing Courses

(For all provinces and territories, excluding Quebec)

Flexible Online

Core content for HLLQP learners who want structure without live sessions

$248 CAD

Retail $348 (requires promo code)
More Info
✓ HLLQP GuaranteedPass™
✓ SMART Learning Essentials™
✓ Teacher Bot (AI Assistant)
✓ Exam Success Workshop (1-Day)
✓ Instructor Messaging (24h)
— Unlimited Live Sessions
— Recorded Session Library
— Printed Textbooks ($115 value)
— Career Workshop ($99 value)
— Mandatory CE Credits ($146 value)

Live Online Classes

Unlimited Live for HLLQP learners who want interactive, instructor-led sessions

$328 CAD

Retail $498 (requires promo code)

More Info
✓ HLLQP GuaranteedPass™
✓ SMART Learning Essentials™
✓ Teacher Bot (AI Assistant)
✓ Exam Success Workshop (1-Day)
✓ Instructor Messaging (24h)
✓ Unlimited Live Sessions
✓ Recorded Session Library
— Printed Textbooks ($115 value)
— Career Workshop ($99 value)
— Mandatory CE Credits ($146 value)

All Access +

Our most comprehensive HLLQP career bundle to maximize your success

Coming Soon

Retail $598 (requires promo code)

More Info
✓ HLLQP GuaranteedPass™
✓ SMART Learning Essentials™
✓ Teacher Bot (AI Assistant)
✓ Exam Success Workshop (1-Day)
✓ Instructor Messaging (24h)
✓ Unlimited Live Sessions
✓ Recorded Session Library
✓ Printed Textbooks ($115 value)
✓ Career Workshop ($99 value)
✓ Mandatory CE Credits ($146 value)
Frequently asked questions

Popular FAQs

What are the costs to get started?

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Depending on your Province, the costs to becoming a life insurance agent / life insurance sales person can vary. Typically starting your new career should cost you approximately $1,000 to $1,500.

How fast can I get licensed?

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The Harmonized Life License Qualification Program (HLLQP) can be completed in as little as one week (2-3 weeks is more common). The licensing exams can all be done in 1 (one) day. Therefore, the HLLQP and the licensing exams can be completed in as little as 3-4 weeks from initial registration.

How much can I earn?

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Life insurance agents are paid a commission by the life insurance provider. This commission/fee is based on a percentage of the policy premium so your earning potential is only limited by the number of deals you do. Becoming a life insurance agent is a fairly inexpensive industry to get into, while offering the potential benefit of earning you a six figure income much more quickly when compared to other careers with the same income potential.

Why life  insurance?

Life insurance is a staple product in Canada, with 29 million people currently covered by some form of insurance. Canada also has a consistently growing population, with the demand for insurance steadily increasing. But the insurance industry is suffering a talent shortage and new agents are needed as the majority of existing agents get closer to retirement age.

Contacting REMIC

We know you want answers fast. All of our support team members are empowered to help right away!

Call Us

877-447-3642

9am-5pm Monday to Friday
Start your Career now!