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Get certified in as little as 2 weeks with REMIC’s Harmonized Life Licencing Qualification Program (HLLQP)

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your career with

Citadel Financial Wealth Group

Benefits and Perks

That were shaped with our team’s input in mind

Industry-Leading Training and Support

At CFWG, we believe in empowering our agents with the best training and support. From day one, you’ll receive hands-on mentorship and access to comprehensive training programs designed to enhance your skills and knowledge in the life insurance industry.

State-of-the-Art Tools and Technology

We equip our agents with the latest tools and technology to streamline their work and maximize efficiency. Our advanced CRM system, personalized mobile app, and robust marketing tools ensure you can manage your business seamlessly.

Competitive Compensation and Bonuses

We offer best-in-class commission structures and bonus programs. Your hard work and dedication are rewarded with competitive earnings, enabling you to achieve your financial goals while helping clients secure their futures.

Comprehensive Product Portfolio

At CFWG, we offer a wide range of insurance products, including Life Insurance, Disability Insurance, Critical Illness Insurance, Term Life, Group Benefits, and more. This diverse portfolio ensures you can meet all your clients’ needs and provide them with comprehensive solutions.

Lead Programs

Our specialized lead programs are designed to support our advisors in generating business for the long term. These targeted programs focus on specific types of insurance products, providing our advisors with the tools and opportunities they need to succeed and grow their client base effectively.

Why Our Lead Programs Stand Out:

  • Targeted Leads: Focused on specific insurance products to ensure high-quality prospects.
  • Long-Term Business Growth: Designed to help advisors build and sustain a thriving business.
  • Strategic Support: Provides advisors with the resources needed to effectively engage with potential clients.

Join CFWG and take advantage of our innovative lead programs to boost your career in the insurance industry.

Referral Products & Partnerships

Our referral products and partnerships are designed to enhance client engagement and drive conversions, leading to a superior client experience and business growth. With offerings such as mortgages, credit cards, wills, and more, our comprehensive suite of referral services provides the resources you need to build strong client relationships and expand your business.

Why Choose Our Referral Products & Partnerships?

  • Diverse Offerings: Access a wide range of products including mortgages, credit cards, wills, and more.
  • Increased Client Engagement: Enhance your client relationships with value-added services.
  • Business Growth: Drive conversions and expand your client base with our strategic partnerships.

Join CFWG and leverage our referral products and partnerships to boost your career and provide exceptional value to your clients.

BECOMING A

life insurance agent

4 STEPS TO GET LICENSED

Pass the Course

This qualifies you to write the 4 provincial licensing exams

Pass the Exams

These are in the same format as the certification exams

Get Sponsored

Your company will sponsor you before starting the licensing process

Get Licensed

The life insurance company will apply to the regulator

Licensing Courses

(For all provinces and territories, excluding Quebec)

Online Self-Study

Work at your own pace and finish fully online anywhere from 1 week or up to 1 year

$218CAD

Retail $348

register
Includes:

Self-paced online study

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Work at your own pace and complete the course fully online anywhere from 1 week or up to 1 year.

Direct messaging with instructor

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From within the online section of the course you can message your dedicated instructor at any time. Typical response time is within 24 business hours.

E-book (printed textbooks $100)

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Full access to all the course resources including the textbook manuals for each module. Hard copy printed textbooks can be purchased for $100.

Online Live Class

Choose between a 5 day Monday to Friday class or a 2 Weekend Sat/Sun, Sat/Sun live intensive webcast

$298CAD

Retail $498

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Includes:

Scheduled webinar class

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Choose one of two intensive Live Webcast course options; 5 days Monday to Friday (9:30am to 4:30pm ET) or 2-weekends over Saturday/Sunday (9:30am to 5:00pm ET). Full online access to all course modules is also included.

Direct contact with instructor

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You can ask your instructor questions live during the webcast portion of the course. You will also have access to message your insructor from within the online section of the course. Typical response time is within 24 business hours.

E-book (printed textbooks $100)

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Full access to all the course resources including the textbook manuals for each module. Hard copy printed textbooks can be purchased for $100.

In-Person Class

Choose between a 5 day Monday to Friday class or a 2 Weekend Sat/Sun, Sat/Sun in-person class

$498CAD

Retail $598

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Includes:

Scheduled in-person class

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Choose your course type and date when registering. Choose weekday (Mon-Fri) or weekend (Sat/Sun) courses that suit your needs. Full online access is also included.

Online & In-person with instructor

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You can ask your instructor questions live during the in-class portion of the course. You will also have access to message your insructor from within the online section of the course. Typical response time is within 24 business hours.

E-book (printed textbooks $100)

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Full access to all the course resources including the textbook manuals for each module. Hard copy printed textbooks can be purchased for $100.

Frequently asked questions

Popular FAQs

What are the costs to get started?

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Depending on your Province, the costs to becoming a life insurance agent / life insurance sales person can vary. Typically starting your new career should cost you approximately $1,000 to $1,500.

How fast can I get licensed?

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The Harmonized Life License Qualification Program (HLLQP) can be completed in as little as one week (2-3 weeks is more common). The licensing exams can all be done in 1 (one) day. Therefore, the HLLQP and the licensing exams can be completed in as little as 3-4 weeks from initial registration.

How much can I earn?

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Life insurance agents are paid a commission by the life insurance provider. This commission/fee is based on a percentage of the policy premium so your earning potential is only limited by the number of deals you do. Becoming a life insurance agent is a fairly inexpensive industry to get into, while offering the potential benefit of earning you a six figure income much more quickly when compared to other careers with the same income potential.

Why life  insurance?

Life insurance is a staple product in Canada, with 29 million people currently covered by some form of insurance. Canada also has a consistently growing population, with the demand for insurance steadily increasing. But the insurance industry is suffering a talent shortage and new agents are needed as the majority of existing agents get closer to retirement age.

Contacting REMIC

We know you want answers fast. All of our support team members are empowered to help right away!

Call Us

877-447-3642

9am-5pm Monday to Friday

Start your Career now!