Your Career with
BFS “by IA”
Embark on your journey to becoming a balanced financial solutions insurance agent and unlock endless opportunities for growth and fulfillment. What we offer:
Partnered with one of Canada's largest financial institutions, Industrial Alliance (IA) financial group of companies, you will gain access to unparalleled resources, tools, and brand recognition.
We provide comprehensive training and unwavering support to help you establish and grow your team or book of business from the ground up. With balanced financial solutions, you can turn your entrepreneurial dreams into reality.
Your consistent and smart work is generously rewarded. As an independent contractor with balanced financial solutions, you’ll enjoy a lucrative compensation package, from commissions and bonuses to performance incentives.
At Balanced Financial Solutions, we believe in making a difference in our communities. By building genuine relationships and delivering exceptional service, you'll grow your business and contribute positively to the lives of those around you.
BECOMING an
advisor with BFS
4 STEPS TO GET LICENSED
Pass the Course
This qualifies you to write the 4 provincial licensing exams
Pass the Exams
These are in the same format as the certification exams
Get Sponsored
Your company will sponsor you before starting the licensing process
Get Licensed
Your company will apply to the regulator
GuaranteedPass™
Zero Risk.
Your Success, Secured.
If you don’t pass your provincial licensing exams,
you can re-take the course for free.
12-Month Protection
Re-enroll anytime within a year.
Bonus Live Webinars
Expert-led sessions, always free.
Real Support
We guide you all the way to licensing.
Licensing Courses
(For all provinces and territories, excluding Quebec)
Flexible Online
Core content for HLLQP learners who want structure without live sessions
$218 CAD
Retail $348 (requires promo code)
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HLLQP GuaranteedPass™
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SMART Learning Essentials™
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Teacher Bot (AI Assistant)
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Exam Success Workshop (1-Day)
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Instructor Messaging (24h)
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Unlimited Live Sessions
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Recorded Session Library
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Printed Textbooks ($115 value)
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Career Workshop ($99 value)
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Mandatory CE Credits ($146 value)
Live Online Classes
Unlimited Live for HLLQP learners who want interactive, instructor-led sessions
$298 CAD
Retail $498 (requires promo code)
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HLLQP GuaranteedPass™
✓
SMART Learning Essentials™
✓
Teacher Bot (AI Assistant)
✓
Exam Success Workshop (1-Day)
✓
Instructor Messaging (24h)
✓
Unlimited Live Sessions
✓
Recorded Session Library
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Printed Textbooks ($115 value)
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Career Workshop ($99 value)
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Mandatory CE Credits ($146 value)
All Access +
Our most comprehensive HLLQP career bundle to maximize your success
Coming Soon
Retail $598 (requires promo code)
✓
HLLQP GuaranteedPass™
✓
SMART Learning Essentials™
✓
Teacher Bot (AI Assistant)
✓
Exam Success Workshop (1-Day)
✓
Instructor Messaging (24h)
✓
Unlimited Live Sessions
✓
Recorded Session Library
✓
Printed Textbooks ($115 value)
✓
Career Workshop ($99 value)
✓
Mandatory CE Credits ($146 value)
Frequently asked questions
Popular FAQs
What are the costs to get started?
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Depending on your Province, the costs to becoming a life insurance agent / life insurance sales person can vary. Typically starting your new career should cost you approximately $1,000 to $1,500.
How fast can I get licensed?
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The Harmonized Life License Qualification Program (HLLQP) can be completed in as little as one week (2-3 weeks is more common). The licensing exams can all be done in 1 (one) day. Therefore, the HLLQP and the licensing exams can be completed in as little as 3-4 weeks from initial registration.
How much can I earn?
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Life insurance agents are paid a commission by the life insurance provider. This commission/fee is based on a percentage of the policy premium so your earning potential is only limited by the number of deals you do. Becoming a life insurance agent is a fairly inexpensive industry to get into, while offering the potential benefit of earning you a six figure income much more quickly when compared to other careers with the same income potential.
Why life insurance?
Life insurance is a staple product in Canada, with 29 million people currently covered by some form of insurance. Canada also has a consistently growing population, with the demand for insurance steadily increasing. But the insurance industry is suffering a talent shortage and new agents are needed as the majority of existing agents get closer to retirement age.
Contacting REMIC
We know you want answers fast. All of our support team members are empowered to help right away!
Call Us
877-447-3642
9am-5pm Monday to Friday
Online Self-Study
The online course is best suited for those students who are able to work on their own, enjoy or need to be able to work at their own pace and have a minimum level of self-motivation. This version of the course offers the flexibility to meet even the most demanding schedules. The estimated study time is 80 hours.
This version of the course includes:
- Immediate online access
- PDF soft copy of the textbooks
- Unlimited practice exam attempts
- 4 certification exam attempts for each module (exams are proctored)