Empower Your Future. Unleash Your Potential, Make a Difference.

We’ve partnered with REMIC, Canada’s leading Financial Services Educator, to provide best-in-class training.
Get certified in as little as two weeks with REMIC’s
Harmonized Life Licensing Qualification Program (HLLQP)

course options
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Are You Ready To Start
Living Your Best Life?

what we have to offer

1. Training

Receive unparalleled training with specialized calls led by the top agents in the industry.

2. Resources

AO provides the training, leads, and the tools you need to succeed at NO COST to you!

3. Technology

AO leads the charge for technology in the industry with custom software built to make our agent’s lives easier!

4. Mentorship

When you start with AO, you will have a mentor that will help you every step along the way. From passing your exams, to making your first sale, to building your own business!

5. Health Benefits

All agents get their own life insurance policy, including ADB, along with medical insurance reimbursement.

6. Show Me theMoney

Build your career and your bank account with weekly pay, unmatched bonuses, & more!

7. Sweet Incentives

Earn trips around the world! In the last year, AO has taken agents on trips to Amsterdam, Iceland, Dominican Republic, Hawaii, and more!

BECOMING A

life insurance agent

4 STEPS TO GET LICENSED

Pass the Course

This qualifies you to write the 4 provincial licensing exams

Pass the Exams

These are in the same format as the certification exams

Get Sponsored

Your company will sponsor you before starting the licensing process

Get Licensed

Your company will apply to the regulator
GuaranteedPass™

Zero Risk.
Your Success, Secured.

If you don’t pass your provincial licensing exams,
you can re-take the course for free.

View full policy →

12-Month Protection

Re-enroll anytime within a year.

Bonus Live Webinars

Expert-led sessions, always free.

Real Support

We guide you all the way to licensing.

Licensing Courses

(For all provinces and territories, excluding Quebec)

Flexible Online

Core content for HLLQP learners who want structure without live sessions

$189 CAD

Retail $348 (requires promo code)
Register
✓ HLLQP GuaranteedPass™
✓ SMART Learning Essentials™
✓ Teacher Bot (AI Assistant)
✓ Exam Success Workshop (1-Day)
✓ Instructor Messaging (24h)
— Unlimited Live Sessions
— Recorded Session Library
— Printed Textbooks ($115 value)
— Career Workshop ($99 value)
— Mandatory CE Credits ($146 value)

Live Online Classes

Unlimited Live for HLLQP learners who want interactive, instructor-led sessions

$269 CAD

Retail $498 (requires promo code)

More Info
✓ HLLQP GuaranteedPass™
✓ SMART Learning Essentials™
✓ Teacher Bot (AI Assistant)
✓ Exam Success Workshop (1-Day)
✓ Instructor Messaging (24h)
✓ Unlimited Live Sessions
✓ Recorded Session Library
— Printed Textbooks ($115 value)
— Career Workshop ($99 value)
— Mandatory CE Credits ($146 value)

All Access +

Our most comprehensive HLLQP career bundle to maximize your success

Coming Soon

Retail $598 (requires promo code)

More Info
✓ HLLQP GuaranteedPass™
✓ SMART Learning Essentials™
✓ Teacher Bot (AI Assistant)
✓ Exam Success Workshop (1-Day)
✓ Instructor Messaging (24h)
✓ Unlimited Live Sessions
✓ Recorded Session Library
✓ Printed Textbooks ($115 value)
✓ Career Workshop ($99 value)
✓ Mandatory CE Credits ($146 value)
Frequently asked questions

Popular FAQs

What are the costs to get started?

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Depending on your Province, the costs to becoming a life insurance agent / life insurance sales person can vary. Typically starting your new career should cost you approximately $1,000 to $1,500.

How fast can I get licensed?

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The Harmonized Life License Qualification Program (HLLQP) can be completed in as little as one week (2-3 weeks is more common). The licensing exams can all be done in 1 (one) day. Therefore, the HLLQP and the licensing exams can be completed in as little as 3-4 weeks from initial registration.

How much can I earn?

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Life insurance agents are paid a commission by the life insurance provider. This commission/fee is based on a percentage of the policy premium so your earning potential is only limited by the number of deals you do. Becoming a life insurance agent is a fairly inexpensive industry to get into, while offering the potential benefit of earning you a six figure income much more quickly when compared to other careers with the same income potential.

Why life  insurance?

Life insurance is a staple product in Canada, with 29 million people currently covered by some form of insurance. Canada also has a consistently growing population, with the demand for insurance steadily increasing. But the insurance industry is suffering a talent shortage and new agents are needed as the majority of existing agents get closer to retirement age.

Contacting REMIC

We know you want answers fast. All of our support team members are empowered to help right away!

Call Us

877-447-3642

9am-5pm Monday to Friday
Start your Career now!